Enjoy a revolutionary suite of new features that give you information and tools to make confident credit decisions that are right for your life. It's a credit card on your terms™. Now available at no additional cost – only with a CIBC VISA card.

For Easy Organization of
your spending to eliminate
the guesswork:

Enhanced Monthly Statement - track and manage your monthly and year-to-date spending, organized in 10 common spend categories on your printed statement.

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CIBC CreditSmart Spend Report - get a more detailed view of your credit card spending and create customized monthly budgets through CIBC Online Banking.

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For Smart Management to
help you stay on track:
 

CIBC CreditSmart Spend Alerts - set up your alerts through CIBC Online Banking and choose to be notified by phone, e-mail or online message when you are close to your credit limit or when you've exceeded your customized budget†.

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CIBC CreditSmart Personal Spend Manager - create your own personal spend categories online to track and manage what's important to you.

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For Increased Security to
to protect you at all times:
 

CIBC CreditSmart Credit Report Alerts - sign-up through CIBC Online Banking to stay up-to-date on key changes to your personal credit report so you're aware of any unusual activity on your credit file‡.

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CIBC CreditSmart Fraud Alerts - set-up your alerts online and choose to be notified as soon as possible about potential unauthorized use of your credit card through alerts by e-mail or online message.

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CIBC CreditSmart Identity Theft Assistance - get quick access to guidance and clear instructions on what to do if you suspect you're the victim of identity theft.

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Already a CIBC VISA cardholder?

Start using your free features today through
CIBC Online Banking.

Not currently a CIBC VISA cardholder?

Enjoy the new features
by applying today.
† Transactions must first be posted to your account before they can trigger a spend alert. It may then take up to 24 hours after a triggering transaction is posted for an alert to be sent.
‡ This service is provided by Equifax Canada, a leading credit bureau in Canada.
® Registered Trademark of CIBC
“A credit card on your terms” is a Trademark of CIBC