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CIBC Aerogold Visa Card. Nobody gets you there faster.

Receive 15,000 Bonus Aeroplan® Miles when you use your card for the first time2.

CIBC Aerogold Visa
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Household income:
$35,000 minimum

Annual fee: $120

Current annual
interest rate:

Purchases 19.99%1

Cash advances, balance transfers and Convenience Cheques: 21.50%1

Additional cards:
$50 each per year, up to 3
cards maximum

Aerogold Visa Card helps you earn miles faster:

  • Earn 1 Aeroplan Mile for every dollar you spend on the card3
  • 1.5 Aeroplan Miles for every dollar you spend at gas stations, grocery and drugstores4 Learn more
  • Earn additional Aeroplan Miles when you use the card at participating Aeroplan Partners
  • Earn Bonus Aeroplan Miles at participating CIBC Bonus Rewards restaurants, hotels, spas, and golf courses5
  • Access to every available seat on Air Canada and Jazz, including Executive Class®1 and Executive First®6
  • A guarantee from CIBC that you will not lose your Aeroplan Miles due to 12 months inactivity7
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The CIBC Aerogold Visa Card also gives you Premium benefits:

  • Worldwide Visa acceptance at more than 24 million locations
  • Earn Bonus Aeroplan Miles when you dine, golf or stay at any of the hundreds of participating Advantex®2 Benefit establishments throughout Canada7
  • $500,000 Common Carrier Accident Insurance8

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Please Note : You are requesting a CIBC Aerogold Visa Card; if you qualify for the CIBC Aerogold Visa Infinite Card, you will receive that. It has the same welcome bonus as the CIBC Aerogold Visa Card.

1 The current annual interest rate is 19.50% and will change to 19.99% for purchases and 21.50% for Cash Advances, Balance Transfers and Convenience Cheques effective for and from the period covered by the February 2011 statement. (The February 2011 statement covers the period that ends in that month.)

2 Welcome Bonus cannot be combined with any other offer and applies to new, approved primary cardholders only; it may not apply if you convert your existing CIBC Visa card, or if your existing CIBC Visa card is converted into this card. Welcome Bonus will be awarded after you complete your first card purchase. Offer may be changed or withdrawn at any time.

3 Aeroplan Miles are earned on card purchases less returns, and not on cash advances (including by CIBC Convenience Cheque or balance transfer), fees, interest or payments. Aeroplan Miles will be awarded only if your CIBC Aerogold Visa Card Account is in good standing on each monthly statement date (otherwise, miles are cancelled). Aeroplan Miles are not actual miles but points towards Aeroplan rewards, including flights. Taxes, landing and departure fees and other charges and surcharges may apply to Aeroplan reward travel. Aeroplan partners, rules and regulations are subject to change without notice.

4 This offer is only available on the CIBC Aerogold Visa Card. The 50% more offer applies only to CIBC Aerogold Visa Card purchases (less returns) at merchants which are classified in the Visa network as grocery stores, service stations/automated gas dispensers or drugstores. Some merchants may sell these products/services, or are separate merchants who are located on the premises of these merchants, but are coded in another manner, in which case this added benefit would not apply. Any returns or other credits for card purchases at grocery, gas or drug stores will be deducted from your Aeroplan Account at the rate of 1.5 Aeroplan Miles for each dollar in returns/credits. This bonus Miles offer is only available on the first $80,000 in net annual Card purchases per Aerogold Account (meaning all card purchases by all cardholders, at any type of merchant); after that, net card purchases at these merchants will earn Aeroplan Miles at the regular rate. The $80,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant categories may change without notice.

5 CIBC Bonus rewards apply only if the Card is used for payment at participating establishments. Some restrictions may apply. Please visit for full terms and conditions. CIBC Bonus Rewards cannot be combined with other promotional offers and may not be valid with certain discounts and offers. CIBC Bonus rewards terms, conditions, and participating merchants may change without notice. CIBC Bonus Rewards is provided by Advantex Marketing International Inc.

6 Applies to any available seat in Economy Class/Executive First additional miles may be required. See for details.

7 Aeroplan rules require at least one accumulation or redemption transaction every 12 months in an Aeroplan account or the Aeroplan Miles will expire. CIBC has ensured that this doesn't happen to the one Aeroplan account which is connected to a CIBC Aerogold Visa, Aerogold Visa Infinite, Aerogold Visa Card for Small Business or Aero Classic Visa Account and which receives all Aeroplan Miles earned by all Cardholders on that Visa/Visa Infinite Account, provided the Account is in good standing. However: Aeroplan Miles will expire unless redeemed within 7 years from when they were earned (or on Dec. 31, 2013, for Miles earned before 2007). See for details.

8 All insurance is subject to limitations and exclusions outlined in the Insurance Certificates distributed with the Card Package. Auto Rental Collision/Loss Damage Insurance applies for rental periods not exceeding 48 days; the auto rental agency's Collision Damage Waiver Insurance must be declined and the full cost of the rental must be charged to your card; underwritten by Royal & Sun Alliance Insurance Company of Canada. $500,000 Common Carrier Accident Insurance is underwritten by American Home Assurance Company. Common carrier fares must be charged to the card to activate coverage; Flight Delay and Baggage Insurance is underwritten by RBC Insurance Company in Quebec, and RBC Insurance Company of Canada in the rest of Canada.

® Aeroplan and Aerogold are registered trademarks of Aeroplan Canada Inc. CIBC is an authorized licensee of marks.

®1 Executive Class/Executive First is a registered Trademark of Air Canada, used under license.

®2 Advantex is a registered Trademark of Advantex Marketing International Inc.

™ "CIBC for what matters" is a Trademark of CIBC.