1 Applies to new, approved Primary Cardholders only. Bonus Aeroplan Miles are awarded after the first purchase is made with the card. This offer cannot be combined with any other offer.

2 The card's interest rate will change from time to time on prior notice to cardholders.

3 Under Aeroplan's current reward chart, you can earn a ClassicFlight® short-haul return flight for 15,000 Aeroplan Miles. Aeroplan Reward Travel is subject to availability and taxes, landing and departure fees, and other charges and surcharges may apply. Aeroplan Partners, rules and regulations are subject to change without notice. For more information visit aeroplan.com.

4 Aeroplan Miles are earned on card purchases less returns, and not on cash advances (including by CIBC Convenience Cheque or balance transfer), fees, interest or payments. Aeroplan Miles will be awarded only if your CIBC Aerogold Visa Card or CIBC Aerogold Visa Infinite Account is in good standing on each monthly statement date (otherwise, miles are cancelled). Aeroplan Miles are not actual miles but points towards Aeroplan rewards, including flights. Taxes, landing and departure fees and other charges and surcharges may apply to Aeroplan reward travel. Aeroplan partners, rules and regulations are subject to change without notice.

5 This offer is only available on the CIBC Aerogold Visa and CIBC Aerogold Visa Infinite Cards. The 50% more offer applies only to the CIBC Aerogold Visa and CIBC Aerogold Visa Infinite Card purchases (less returns) at merchants which are classified in the Visa network as grocery stores, service stations/automated gas dispensers or drug stores. Some merchants may sell these products/services, or are separate merchants who are located on the premises of these merchants, but are coded in another manner, in which case this added benefit would not apply. Any returns or other credits for card purchases at grocery, gas or drug stores will be deducted from your Aeroplan account at the rate of 1.5 Aeroplan Miles for each dollar in returns/credits. This bonus Miles offer is only available on the first $80,000 in net annual card purchases per Aerogold account (meaning all card purchases by all cardholders, at any type of merchant); after that, net card purchases at these merchants will earn Aeroplan Miles at the regular rate.
The $80,000 limit will reset to zero after the day your December statement is printed. Terms, conditions and eligible merchant categories may change without notice.

6 Applies to any available seat in Economy Class/Executive First®; additional miles may be required. ClassicPlus Flight® Rewards are eligible on e-ticket destinations only. See Aeroplan.com for details.

7 Aeroplan rules require at least one accumulation or redemption transaction each year in an Aeroplan account or the Aeroplan Miles will expire. CIBC has ensured that this doesn't happen to Aerogold cardholders in good standing. Please note, however, that Aeroplan Miles will expire if they are not redeemed within 7 years from when they were earned (or by Dec. 31, 2013, for Miles earned before 2007). See www.aeroplan.com for details.

8 Some restrictions may apply. Visit www.cibcvisainfinite.com for full terms and conditions.

9 The CIBC Visa Infinite Travel Concierge Service is operated by an independent travel service agency, Merit Travel Group Inc. Registration Numbers: ON. 4499356/4499372, BC.-2295/2294/2297, QC.-701825/800342.

10 This does not mean unlimited spending. The amount you may spend, if any, over your credit limit varies according to several factors; each transaction is assessed individually. Any amount spent over your credit limit must be fully repaid each month.

11 Travel medical insurance applies only to primary cardholders age 64 or under and their spouse (if age 64 or under). For Trip Interruption Insurance, common carrier fares must be charged to Card. Underwritten by RBC Insurance Company of Canada. Limitations and exclusions apply; see certificates in the Card welcome package.

® Aerogold and Aeroplan are registered trademarks of Aeroplan Canada Inc; CIBC authorized licensee of mark.

®1 Executive Class/Executive First are Registered Trademarks of Air Canada, used under license.

® ClassicFlight and ClassicPlus Flight are registered trademarks of Aeroplan Canada Inc.

* Visa Int./lic. users.

"CIBC For what matters." is a TM of CIBC.